FOR REVIEW Pension and Non-Health Care Benefits – Copy

Pension Plan and SERP*/ESERP*

In the case of any merger or consolidation with, or transfer of assets or liabilities to any other plan, each employee, former employee, or retired employee covered by or entitled to benefits under the Pension Plan or SERP*/ESERP* will receive, if the applicable plan then terminates, a benefit immediately after the merger, consolidation, or transfer which is equal to or greater than the benefit he or she would have been entitled to receive immediately before the merger, consolidation, or transfer, if the plan had then terminated.

Savings Plan

Your account balance will not be diminished because of a merger or consolidation with or a transfer to another plan.