Medicare/Soc Sec

WageWorks – HRA/RHCA

HRA/RHCA Claim Filing Information – WageWorks

Claim Reimbursement Form
How to File a Claim (consolidated from WW info)
HRA Quick Start Guide
Your HRA and RHCA Accounts Explained
Helpful Suggestions For Filing HRA and RHCA Claims 2020

Seminar featuring Presenters from WageWorks (June 4th, 2019)

Presentation material by WageWorks reps for June 4, 2019 NCRO Seminar

Benefit Connect

2020 Enrollment Updates (FCA published annually) New

2020 FCA HRA newsletter
FCA 2020 Retiree Choice Enrollment Guide

Medicare/Social Security

Growing Into Medicare & Social Security (Sept. 19th, 2019)

Social Security and Medicare Action Timeline
Tutorial For Part D Drug Plan Finder – 10/20/2019

Mailing from FCA starting at Age 64

First mailing at age 64 and 0 months
Second mailing 64 and 3 months
Third mailing 64 and 6 months
Fourth mailing 64 and 9 months (enrollment guide)
5th mailing the month you turn 65 (Health Care Retirement Account (HRA) personal report)

Insurance Consultants for Assistance in Medicare, Part D & Other Benefit Decisions 

Butler Capital Advisors 09-09-2019
Double Health Relational Rather  than Transactional  8-22-19
Introduction to GoMedigap 9-19-19
ViaBenefits Helping You Prepare For Your Health Care 9-19-19
Medicare Assistance Program-MMAP

Medicare/Social Security Publications

Medicare’s Website –
2020 Medicare Plan Finder
Social Security Presentation 2020
Download “Medicare & You” in different formats

Important Internet Links  

Log on to Benefit Connect
Log on to WageWorks
AAA1B  (Michigan area on aging agency 1B)
Nation Area on Aging locator link
Log on to FCA / Chrysler Retirees (click on US, then click on ‘benefits’)
Important Phone Numbers and Internet Links

Have a question for the NCRO Insurance Committee? They can be reached by email at:

Aging Issues

Click here to see several presentations on issues seniors encounter as they age – wills and trusts, medical directives, palliative care to reduce pain and suffering, housing and care alternatives, and financing elder care.


Wills and Trusts The will and trust documents every senior needs to be prepared financially. Video presentation: Diana Moak

Advance Directives The advanced care and patient advocate documents refer to and state a seniors needs in case he/she is incapacitated and or unconscious. Video presentation: David Robinson

Avoiding HC Dilemmas Three hypothetical examples of seriously ill seniors who did not have the necessary care instructions beforehand. Video Presentation: Donna Westmoreland

Palliative vs Curative Care The Medical profession focuses on curing illness even when it increases a patient’s pain. Palliative medical care tries to minimize suffering. It can be used along with curative care or alone as death approaches. Palliative vs Curative Care Video Presentation – Donna Westmoreland

Long Term Housing and Living Options Older seniors often need to consider home modifications and other living alternatives, such as nursing homes. Some communities offer PACE programs for day activities, allowing seniors to remain home longer. Long Term Housing and Living Options Video Presentation – John Thorhauer

Estate Planning and Elder Law –Discusses how to pay for long term care costs. (2016 presentation) Christopher Berry, Elder Law attorney
Video Presentation- Estate Planning and Elder Law — Christopher Berry, Elder Law attorney

Paying for Long Term Care (2018 presentation) From an elder law and social worker perspective. Discusses alternatives for senior long term care living, including assisted living facilities, foster care in-homes, staying at home, PACE, adult day programs, and nursing homes. Paying for Long Term Care Video Presentation – Christopher Smith & Megan Kiser

Long Term Care Paying Strategy 2019 presentation From an insurance agent.  Discusses alternatives for paying for senior long term care costs, including insurance, Medicaid, savings and disposing of fixed assets. Video Presentation: David Kee

Video – Life Insurance should even be considered by Retirees – by Bob Goldenthal of the NCRO