Protecting Your Digital Life: Essential Cybersecurity Tips for Retirees

As valued members of the National Chrysler Retiree Organization, your online safety is our priority. In today’s connected world, retirees are increasingly targeted by sophisticated digital scams. This comprehensive guide covers six major threats you should know about, plus actionable steps to secure your devices and accounts.

6 Digital Threats Every Retiree Should Know

1. Phishing Scams
   Fraudsters impersonate banks, family members, or former employers to steal login credentials. They often create urgency with messages like “Your account is locked!”
2. Fake Giveaways & Contests
   Too-good-to-be-true offers promise prizes but require personal information or payments to “claim” them.
3. Impostor Accounts
   Scammers create fake profiles of people you know, then message you with urgent financial requests.
4. Romance Scams
   Criminals build online relationships, then fabricate emergencies to solicit money.
5. Malware & Fake Links
   Disguised as shocking videos or important alerts, these install harmful software when clicked.
6. Browser-Based Email Hacking
   Hackers target email accounts through:
   • Fake login pages that steal passwords
   • Malicious browser extensions
   • Session hijacking on public computers

Smartphone Protection Guide

General Tips for All Devices

• Update Software Regularly: Enable automatic updates to patch security vulnerabilities.
• Use Strong Passwords: Combine letters, numbers, and symbols. Avoid reusing passwords—consider a password manager.
• Enable Two-Factor Authentication (2FA): Adds an extra layer of security for accounts like email or Facebook.
• Avoid Public Wi-Fi: Hackers can intercept data on unsecured networks. Use a VPN if necessary.

Android-Specific Steps

1. Restrict App Permissions: Go to Settings > Apps > Privacy to disable unnecessary access (e.g., location, microphone).
2. Install Apps from Google Play Only: Avoid third-party stores. Enable Google Play Protect (Settings > Biometrics and Security) to scan for malware.
3. Block Unknown Sources: Under Settings > Biometrics and Security > Install unknown apps, disable “Install unknown apps” to prevent malicious downloads.

iOS-Specific Steps

1. Review App Tracking: Navigate to Settings > Privacy & Security > Tracking to limit ad tracking.
2. Enable Find My iPhone: Activate in Settings > Tap on [Your Name] > Find My to remotely wipe data if your device is lost.
3. Download from App Store Only: iOS restricts non-App Store downloads, reducing malware risks.

Stay Vigilant

• Never share personal details (SSN, bank info) via social media.
• Report scams to platforms like Facebook or the FTC.

Email Security Essentials

• Always verify website URLs before logging in (look for “https://”)
• Never save passwords in your browser
• Clear cache/cookies regularly
• Watch for phishing emails with urgent requests
• Use a VPN on public networks

If Hacked:

1. Change passwords immediately
2. Check for unauthorized email forwarding rules
3. Run antivirus scans
4. Alert your contacts about potential spam

Stay Safe Online

Cyber threats constantly evolve, but knowledge is your best defense. Bookmark this guide, share it with friends, and always:

• Think before clicking
• Verify suspicious messages
• Keep software updated
• When in doubt, ask a tech-savvy family member

Disclaimer: Settings may vary by device model and software version. For device-specific guidance, consult official support resources. The NCRO is not responsible for individual security outcomes.

Stay informed, stay secure – because your safety matters to us!