AgingAging Information Committee BlogBlog

Members Staying Active: Exercise Routines for Seniors

by Dale Koch

1. Chair Yoga for Flexibility and Balance

Suggested Image: A senior sitting on a sturdy chair, stretching their arms overhead in a relaxed pose.

Chair yoga is a gentle way to improve flexibility and balance without putting strain on the joints. This form of exercise is perfect for seniors with limited mobility or those who need additional support.

Simple Chair Yoga Moves:

  • Seated Side Stretch: Sit tall in a chair, place one hand on the seat, and stretch the opposite arm overhead. Hold for 10 seconds on each side.
  • Seated Twist: Keep your feet flat on the floor and gently twist your torso to one side, holding onto the chair’s armrest for support.
  • Ankle Rolls: Lift one foot slightly off the ground and rotate your ankle in slow circles. Switch feet and repeat.

Tip: Breathe deeply throughout each movement to enhance relaxation and reduce stress.

2. Walking for Cardiovascular Health

Suggested Image: A group of seniors walking in a park, using walking sticks for support.

Walking is one of the best low-impact activities for improving heart health, maintaining a healthy weight, and enhancing endurance. Whether indoors on a treadmill or outside in nature, walking is a simple and effective exercise.

Walking Tips:

  • Aim for 30 minutes of walking most days of the week.
  • Use supportive shoes to reduce strain on your feet and joints.
  • Try interval walking by alternating between a brisk pace and a relaxed pace.

Tip: Walking with a friend or joining a walking group makes the activity more enjoyable and keeps you motivated.

3. Strength Training with Resistance Bands

Suggested Image: A senior sitting on a chair using a resistance band to perform arm curls.

Strength training is crucial for preventing muscle loss and improving bone health. Resistance bands provide a safe and effective way to build strength without using heavy weights.

Beginner Resistance Band Exercises:

  • Seated Leg Press: Sit on a chair and place the band around your feet. Push your legs forward while holding the band’s ends.
  • Bicep Curls: Hold the band with both hands, step on it, and curl your arms upward.
  • Shoulder Press: Sit or stand with the band under your feet and press your arms overhead.

Tip: Start with a light resistance band and gradually increase resistance as you build strength.

4. Water Aerobics for Joint-Friendly Cardio

Suggested Image: Seniors in a swimming pool, smiling while doing water exercises.

Water aerobics is ideal for seniors with arthritis or joint pain since the buoyancy of water reduces impact while providing resistance. This activity improves cardiovascular health, flexibility, and strength.

Common Water Exercises:

  • Water Walking: Walk through the pool in waist-high water for 10–15 minutes.
  • Leg Lifts: Stand in the water and lift one leg to the side, then lower it slowly. Repeat on the other leg.
  • Arm Circles: Submerge your arms and move them in circles to strengthen the shoulders and arms.

Tip: Look for a local pool that offers senior-friendly water aerobics classes for guided instruction.

5. Tai Chi for Balance and Mental Well-Being

Suggested Image: Seniors practicing Tai Chi in a garden or park setting.

Tai Chi is a gentle martial art that enhances balance, coordination, and mental clarity. The slow, flowing movements reduce stress and promote relaxation.

Basic Tai Chi Movements:

  • Wave Hands Like Clouds: Slowly shift your weight from one foot to the other while moving your hands in a circular motion.
  • Golden Rooster Stands on One Leg: Lift one knee while balancing on the other leg for a few seconds.
  • Parting the Wild Horse’s Mane: Extend one arm forward while stepping forward in a controlled motion.

Tip: Practice Tai Chi in an open space with soft ground to reduce the risk of falls.

Final Thoughts

Staying active doesn’t mean pushing your limits—it’s about finding safe and enjoyable ways to move your body. Whether it’s chair yoga, walking, strength training, water aerobics, or Tai Chi, these low-impact exercises help seniors maintain mobility, strength, and overall well-being.

Always consult a healthcare provider before starting any new exercise routine to ensure it is safe for your health condition.

What’s your favorite way to stay active? Share your thoughts in the comments! 💬👇

#SeniorFitness #HealthyAging #StayActive #ExerciseForSeniors #HealthyLifestyle

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BlogInsuranceInsurance Committee Blog

Travel Insurance for Retirees: Staying Covered on the Go

by Insurance Committee
Retirement is the perfect time to explore the world, whether it’s a road trip across the U.S., a river cruise in Europe, or a winter escape to sunny Mexico. But before packing your bags and boarding that plane or RV, it’s essential to understand how travel insurance can protect your health, finances, and peace of mind while you’re on the move.
 

Why Retirees Need Travel Insurance

Many retirees assume that their regular health insurance will follow them wherever they go. Unfortunately, that’s not always the case—especially when traveling internationally. Medicare, for instance, does not typically cover health care outside the United States, and many Medigap or Medicare Advantage plans offer only limited emergency coverage abroad.
 
In addition to medical concerns, travel insurance can help with lost luggage, canceled flights, or emergency evacuations. These aren’t just conveniences—they can be critical when you’re older or dealing with health conditions that require careful planning and contingencies.

Types of Travel Insurance to Consider

  1. Trip Cancellation and Interruption Insurance
    This coverage reimburses you if you must cancel or cut your trip short due to a covered reason such as illness, severe weather, or family emergency. It’s particularly valuable for expensive or prepaid trips where you might lose deposits or full payments.
  2. Emergency Medical Insurance
    This is a must for international travel and helpful even for some domestic trips. It covers unexpected health issues, doctor visits, hospital stays, and sometimes even prescriptions. Look for policies that cover pre-existing conditions—a vital consideration for many retirees.
  3. Emergency Evacuation Insurance
    In case of a serious illness or accident, this insurance helps cover the cost of transportation to the nearest adequate medical facility or back home if needed. Medical evacuations can run into the tens of thousands of dollars, so having this coverage is a smart safeguard.
  4. Baggage Loss or Delay
    While less critical than medical coverage, this insurance helps reimburse you for lost, stolen, or delayed luggage and personal items.
  5. 24/7 Assistance Services
 
Many travel insurance plans include concierge-like services, helping you find local doctors, arrange language translation, or rebook missed flights. This kind of support can be especially helpful if you’re traveling alone or in a country where English isn’t widely spoken.

Domestic vs. International Travel Coverage

For domestic travel within the U.S., retirees with Medicare or other health insurance typically don’t need separate emergency medical coverage. However, trip cancellation, baggage, and interruption insurance may still be useful, especially for non-refundable tours or flights.
 
For international trips, a comprehensive travel insurance policy that includes medical, evacuation, and trip protection is highly recommended. Check with your supplemental Medicare plan or private insurer to see what’s already covered and then purchase only what’s missing.
 

Tips for Choosing a Policy

  • Compare Plans and Providers: Use websites like Squaremouth, InsureMyTrip, or TravelInsurance.com to compare policy features and costs.
  • Read the Fine Print: Understand what is—and isn’t—covered. Pay close attention to pre-existing condition clauses and coverage limits.
  • Consider Annual Plans: If you travel multiple times per year, an annual travel insurance plan may be more cost-effective than buying individual policies each time.
  • Look for Senior-Friendly Policies: Some insurers cater specifically to retirees and older travelers, with higher age limits and better support for medical needs.

A Final Word

Travel opens the door to new experiences and cherished memories in retirement, but even the best-planned journey can encounter unexpected detours. Travel insurance offers peace of mind, allowing you to enjoy your adventures with confidence.
 
Before your next trip, take a few moments to explore your options and protect your plans. It’s one of the smartest things you can pack—right next to your passport.
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AgingAging Information Committee BlogBlog

Navigating Loneliness and Financial Hardships: How Social Media Can Help

by Dale Koch

Loneliness and financial strain can feel overwhelming, especially as we age. During tough times, social media may seem like an unlikely ally, but when used intentionally, it can offer connection, resources, and hope.

1. Join Supportive Online Communities

Social media platforms host countless groups tailored to shared interests, mental health support, or financial advice. For example, Facebook Groups like Budgeting for Seniors or Reddit’s *r/PersonalFinance* provide spaces to ask questions, share experiences, and find encouragement. Engaging in these communities can reduce feelings of isolation by reminding you that you’re not alone. Look for groups with active moderators to ensure respectful and helpful interactions.

a. Finding the Right Groups

Not all online communities are equally helpful. Look for groups that are:

    • Active & Engaged – Check how often members post and respond. A group with daily discussions is better than one with outdated posts.

    • Well-Moderated – Groups with clear rules and active moderators help prevent scams, spam, and negativity.

    • Relevant to Your Needs – Whether you need budgeting tips, emotional support, or hobby-based connections, seek groups that fit your situation.

b. Best Platforms for Supportive Communities

    • Facebook Groups – Try “Frugal Seniors,” “Aging Gracefully Support Group,” or “Senior Side Hustles.”

    • Reddit – Helpful subreddits include *r/PersonalFinance, r/Elderly,* and *r/AlmostHomeless* (for crisis support).

    • Specialized Forums – Websites like AgingCare.com and SeniorForums.com offer discussion boards for older adults.

c. How to Engage Safely & Effectively

    • Start by Observing – Read posts for a few days before participating to understand the group’s tone.

    • Ask Specific Questions – Instead of saying, “I’m struggling,” ask, “What are your best tips for saving on prescriptions?”

    • Share Your Wisdom – Even if money is tight, your life experience is valuable. Others may benefit from your advice.

    • Protect Your Privacy – Avoid sharing exact financial details, addresses, or sensitive personal information.

d. Emotional Benefits of Online Communities

    • Reduced Isolation – Seeing others share similar struggles reminds you that you’re not alone.

    • Accountability & Motivation – Some groups host *”no-spend challenges”* or “savings goals” threads.

    • New Friendships – Many people form meaningful connections that lead to private chats or even local meetups.

e. Warning Signs of Unhealthy Groups

    • Pressure to Spend Money (e.g., “Buy this investment course!”)

    • Toxic Negativity (constant complaining without solutions)

    • Lack of Privacy (members sharing your posts elsewhere)
      If a group feels unsafe, trust your instincts and leave.

2. Access Financial Resources and Tips

Follow trusted organizations, nonprofits, or government agencies (e.g., AARP or the National Council on Aging) for free webinars, budgeting tools, or updates on assistance programs. YouTube channels like Senior Finance Tips offer step-by-step guides on managing debt or saving on utilities. Always verify sources to avoid scams—legitimate organizations won’t ask for sensitive information via direct messages.

a. Follow Trusted Organizations

    • AARP, National Council on Aging (NCOA), and local senior centers often post free resources.

    • Government Agencies (like SSA.gov) share updates on benefits and assistance programs.

b. YouTube Channels for Financial Help

    • “Senior Finance Tips” – Budgeting guides for fixed incomes.

    • “The Penny Hoarder” – Ways to save and earn extra money.

c. Avoiding Scams

    • Never share bank details or SSNs in messages.

    • Verify charity fundraisers before donating.

    • Report suspicious accounts impersonating organizations.

3. Participate in Virtual Social Activities

Many libraries, community centers, and nonprofits host free online events, such as book clubs, fitness classes, or game nights. Platforms like Zoom or Facebook Live make it easy to join. These activities provide structure to your day and opportunities to meet others without financial pressure. For example, check out SilverSneakers LIVE for exercise sessions or Meetup for hobby-based virtual gatherings.

a. Free Online Events

    • Library Book Clubs – Many host virtual discussions.

    • SilverSneakers LIVE – Free fitness classes for seniors.

    • Meetup.com – Find hobby-based virtual gatherings.

b. Game Nights & Interest Groups

    • Facebook “Watch Parties” – Join group movie nights.

    • Online Board Games – Sites like Board Game Arena offer free games.

4. Learn New Skills for Free

Turn financial challenges into opportunities by learning cost-effective skills. Platforms like Coursera, Khan Academy, or LinkedIn Learning offer free courses in everything from graphic design to personal finance. YouTube tutorials can also teach DIY home repairs or cooking on a budget. These skills can boost confidence, reduce expenses, or even open doors to part-time remote work.

a. Free Educational Platforms

    • Coursera & Khan Academy – Free courses on finance, tech, and more.

    • YouTube Tutorials – Learn cooking, home repairs, or digital skills.

b. Side Hustle Opportunities

    • Freelancing (Upwork, Fiverr) – Offer skills like writing or consulting.

    • Online Surveys (Swagbucks, Survey Junkie) – Earn small rewards.

5. Stay Connected with Loved Ones

Use messaging apps (WhatsApp, Facebook Messenger) or video calls (Zoom, FaceTime) to maintain relationships. Share updates without oversharing financial struggles—focus on mutual interests or lighthearted conversations. If in-person visits are limited, virtual “coffee chats” can preserve bonds and lift spirits.

a. Video Calls & Messaging

    • Zoom, FaceTime, WhatsApp – Free ways to talk to family.

    • Facebook Messenger Groups – Stay updated with relatives.

b. Sharing Without Oversharing

    • Focus on positive updates, not just struggles.

    • Set boundaries if family discussions become stressful.

5. Stay Connected with Loved Ones

Use messaging apps (WhatsApp, Facebook Messenger) or video calls (Zoom, FaceTime) to maintain relationships. Share updates without oversharing financial struggles—focus on mutual interests or lighthearted conversations. If in-person visits are limited, virtual “coffee chats” can preserve bonds and lift spirits.

a. Privacy Settings

    • Limit who sees your posts.

    • Avoid public friend lists.

b. Avoiding Burnout

    • Set time limits (e.g., 30 minutes/day).

    • Balance screen time with offline activities.

Balancing Online and Offline Life

While social media can help, prioritize offline self-care too. Take walks, journal, or volunteer locally. If loneliness or financial stress becomes unmanageable, reach out to a counselor or support hotline.

Final Thoughts

Social media can be a powerful tool for connection and support during tough times—if used wisely. By joining the right communities, accessing trusted resources, and protecting your privacy, you can reduce loneliness and find practical help without added stress.

Disclaimer

The information provided in this blog post is for general informational purposes only and is not intended as professional financial, mental health, or medical advice. The NCRO Aging Information Committee does not endorse specific websites or services mentioned. Always consult a qualified professional before making decisions related to your well-being. NCRO is not responsible for any actions taken based on this content. If you’re in crisis, contact the National Suicide Prevention Lifeline at 1-800-273-TALK (8255).

 
 
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BlogMembersMembership Committee Blog

Growing Our Community: Why Retirees Should Join NCRO

by Pete Piccinato
As retirees, we often look for ways to stay informed, engaged, and connected—especially when it comes to matters that directly affect our futures. That’s exactly why the National Chrysler Retirement Organization (NCRO) exists. We are a powerful community of Chrysler retirees united by a common mission: to protect our earned pensions and benefits, advocate for retiree rights, and support one another through the transitions and challenges that retirement brings.
 
If you’re a Chrysler retiree and not yet an NCRO member, now is the perfect time to join us. And if you’re already a member, we invite you to help grow this community by reaching out to former colleagues, family members, and friends who are eligible. Together, we can build a stronger network—one that benefits every member.
 

 

The Power of Numbers

There’s strength in unity. The more members we have, the louder our collective voice becomes when advocating for retiree interests—whether it’s meeting with corporate representatives, tracking legislative changes, or partnering with organizations that protect pensions. Our membership numbers directly impact our ability to influence decisions that affect Chrysler retirees across the country.
 
When retirees join NCRO, they’re not just signing up for a newsletter—they’re becoming part of an advocacy powerhouse that makes a real difference. Growing our numbers increases our leverage, credibility, and capacity to ensure that retirees remain a priority in both corporate and public conversations.
 
 

A Trusted Resource

NCRO offers more than advocacy—we provide information and tools that empower our members. From pension guidance and legal updates to Medicare tips and financial education, NCRO members gain access to expert resources designed to help navigate the complexities of retired life.
 
Our monthly newsletters, educational webinars, and volunteer-staffed committees keep members informed and engaged. We’re proud to have a team of dedicated volunteers, many of whom are retired professionals, lending their time and experience to help others. When you join NCRO, you join a vibrant network of peers who are committed to supporting each other.
 

 

Engagement Makes the Difference

Membership isn’t just about signing up—it’s about showing up. We encourage members to get involved by attending meetings, joining a committee, or simply reading and responding to our communications. The more engaged our members are, the more relevant and responsive we can be as an organization.
 
Our Membership Committee especially welcomes volunteers who can assist in outreach efforts, such as helping identify and contact eligible retirees, organizing local meetups, or sharing NCRO updates through social media or email. It’s an opportunity to give back, stay connected, and help grow a legacy that supports all retirees.

Call to Action

If you’re reading this as a member, we thank you. Your participation keeps our organization strong. Now, consider reaching out to one former coworker or retiree friend who hasn’t joined NCRO. Let them know what the organization has done for you—and what it can do for them.
 
If you’re not yet a member, we invite you to join today. Membership is affordable, the benefits are real, and your involvement makes a difference. You’ve worked hard and earned your retirement—now help ensure those rights are protected and respected for years to come.
JOIN NOWABOUT THE NCRO
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Let’s Grow Together

At NCRO, we believe in the power of community. Every new member brings fresh ideas, new energy, and added strength to our mission. With your help, we can continue to grow, evolve, and support retirees in ways that truly matter.
 
Let’s grow this community—together.
 
Need help signing up or inviting someone new? Visit https://ncro.org or contact pp********@*****st.net or the Membership Committee at me********@**ro.org. We’re here for you—because retirement is better when we face it as a team.
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AgingAging Information Committee BlogBlog

Part 2 | How to Use Email & Video Calls to Stay in Touch with Family

by Dale Koch
As Chrysler retirees, many of us cherish staying connected with family, especially as children and grandchildren grow up and move away. Fortunately, technology like email and video calls makes it easier than ever to keep in touch—no matter the distance.
 
If you’re new to digital communication or just want a refresher, this guide will walk you through the basics of email and video calls, helping you stay close to loved ones with confidence.
 

Why Email & Video Calls Matter for Retirees

Before diving into the “how,” let’s talk about the “why.” Staying connected:
 

✅ Reduces loneliness – Regular contact with family boosts emotional well-being.
✅ Keeps you updated – Share photos, life updates, and important events instantly.
✅ Saves time & money – No need for long-distance calls or travel for every conversation.

Now, let’s get started!

 

Part 1: How to Use Email to Stay in Touch

Email is a simple and reliable way to send messages, photos, and even documents. Here’s how to get started:
 
1. Setting Up an Email Account. If you don’t already have one, the easiest free options are:
Steps to create an account:
  1. Go to the website (e.g., Gmail).
  2. Click “Create account” or “Sign up.”
  3. Fill in your name, desired email address, and password.
  4. Follow the prompts to complete setup.
2. Sending Your First Email. Once logged in:
  1. Click “Compose” or “New Email.”
  2. In the “To” field, type the recipient’s email address.
  3. Add a subject line (e.g., “Checking in!”).
  4. Write your message in the main box.
  5. Click “Send.”
Pro Tip: You can attach photos by clicking the paperclip icon before sending.
 
3. Organizing Your Emails
  • Inbox – Where new emails arrive.
  • Sent – Stores emails you’ve sent.
  • Spam – Holds unwanted emails (check occasionally for false positives).

Part 2: How to Make Video Calls

Video calls let you see and hear family in real-time—just like an in-person visit!
Popular Free Video Call Apps:
  • Zoom – Great for group calls.
  • FaceTime – For Apple users (iPhone/iPad/Mac).
  • Google Meet – Easy for Gmail users.
  • Facebook Messenger – If your family already uses Facebook.
How to Start a Video Cal. Using Zoom (Example):
  1. Download Zoom from www.zoom.us or your device’s app store.
  2. Create a free account (or join as a guest).
  3. Click “New Meeting” to start a call.
  4. Share the meeting link with family via email or text.
  5. When they join, you’ll see and hear them!
Using FaceTime (Apple Devices Only):
  1. Open the FaceTime app.
  2. Tap the + icon and enter a family member’s phone number or Apple email.
  3. Tap the video icon to call.
Pro Tip: Ask a tech-savvy family member to help with the first setup.
 

 

Bonus Tips for Better Communication

  1. Schedule Regular Calls – Set a weekly time (e.g., Sunday evenings) for consistency.
  2. Use Good Lighting – Sit facing a window or lamp so your face is visible.
  3. Wear Headphones – Reduces echo and improves sound quality.
  4. Try Group Chats – Apps like WhatsApp let you message multiple family members at once.

Final Thoughts

Learning email and video calls may feel overwhelming at first, but with a little practice, you’ll find it’s a simple and rewarding way to stay close to loved ones.
 

If you need hands-on help, consider:

 

  • Asking a grandchild or younger family member for a quick tutorial.
  • Attending an NCRO webinar on tech basics (check our event calendar!).
  • Reaching out to the NCRO IT team for guidance.
Technology is a tool—don’t be afraid to explore and make mistakes. The most important thing is staying connected with those who matter most.
 
Happy emailing and video calling!
 
– Dale Koch

Disclaimer for NCRO Site Visits – Part 2 | How to Use Email & Video Calls to Stay in Touch with Family, a Step-by-Step Setup Guide

The information presented in this guide is provided by the NCRO Aging Information Committee for general educational purposes only. During any in-person or virtual site visits offered in connection with this topic, NCRO representatives are not acting as technology professionals or service providers. Assistance is offered as a courtesy and is not a substitute for professional technical support or individualized instruction.

Participants are encouraged to seek help from certified technicians or trusted family members when setting up email or video calling tools. NCRO assumes no responsibility for the installation, operation, or security of third-party devices, applications, or services. Use of any recommended platforms or products is at the discretion and risk of the individual.

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Health Screenings for Seniors: What to Schedule and When

by Dale Koch

As we age, maintaining our health becomes increasingly important. Regular health screenings are essential for early detection and prevention of various conditions common in older adults.

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Health Screenings for Seniors: What to Schedule and When

As we age, routine health screenings become increasingly important in maintaining overall well-being. Preventative care can help detect potential health issues early, allowing for timely intervention and better outcomes. The National Council on Retirement and Aging (NCRO) Aging Committee has compiled a guide to essential health screenings for older adults, including when to schedule them and why they matter.

This guide outlines key screenings seniors should consider, along with recommended schedules, to help you stay proactive about your health.

1. Blood Pressure Screening

Frequency: Every 1-2 years

Regular monitoring of blood pressure is crucial, as hypertension often presents without symptoms but can lead to serious health issues if untreated. The Cleveland Clinic recommends that all adults, regardless of age, have their blood pressure checked every one to two years.

 

2. Cholesterol Screening

Frequency: Every 5 years

High cholesterol increases the risk of heart disease and stroke. It’s advisable for seniors to have a lipid profile done every five years to monitor cholesterol levels.

 

3. Diabetes Screening

Frequency: Every 3 years

Screening for diabetes is recommended for adults aged 45 and over, with follow-up tests every three years. Those with a BMI greater than 25 and additional risk factors may need more frequent testing.

4. Colorectal Cancer Screening

Frequency: Every 10 years

Colorectal cancer screenings, such as colonoscopies, are recommended starting at age 50 and continuing until age 75. Beyond 75, the decision to continue screening should be based on individual health status and in consultation with your healthcare provider.

 

5. Bone Density Test (Osteoporosis Screening)

Frequency: Baseline testing with follow-up intervals based on results

Women aged 65 and older, or younger postmenopausal women with risk factors, should undergo bone density testing to assess for osteoporosis. Men aged 70 and older should also consider screening.

 

6. Breast Cancer Screening (Mammogram)

Frequency: Every 1-2 years

Women should begin mammogram screenings at age 40, with the frequency determined in consultation with their healthcare provider. After age 75, the decision to continue should be individualized.

 

7. Cervical Cancer Screening (Pap Test and HPV Test)

Frequency: Every 3-5 years

Women aged 21 to 29 should have a Pap test every three years. From age 30 to 65, a combination of Pap and HPV testing every five years is recommended. After 65, those with a history of normal results may discontinue screening.

 

8. Prostate Cancer Screening

Frequency: Discuss with your physician

Men should have a discussion with their healthcare provider about the benefits and risks of prostate cancer screening, typically involving a prostate-specific antigen (PSA) test, to determine the appropriate course of action.

 

9. Vision and Hearing Tests

Frequency: Every 1-2 years

Regular eye exams can detect conditions like glaucoma and cataracts early. Hearing tests are also important, as hearing loss can impact quality of life and safety.

 

10. Immunizations

  • Influenza Vaccine: Annually

  • Pneumococcal Vaccine: At age 65, with a possible booster

  • Shingles Vaccine: Two doses for adults over 50

Staying up-to-date with vaccinations is vital for preventing infections that can be more severe in older adults.

 

11. Cognitive and Mental Health Assessments

Frequency: Annually

Regular assessments can help detect early signs of cognitive decline or depression, allowing for timely intervention.

 

12. Skin Cancer Screening

Frequency: Annually

Annual skin checks by a healthcare professional can aid in early detection of skin cancers.

 

It’s important to note that these recommendations can vary based on individual health conditions and risk factors. Regular consultations with your healthcare provider are essential to tailor a screening schedule that best suits your personal health needs. The Mayo Clinic emphasizes the importance of personalized care plans, reflecting current scientific research and best practices.

 

By adhering to these screening guidelines and maintaining open communication with your healthcare team, you can take proactive steps to preserve your health and well-being as you age.


For more information on senior health and wellness, visit the NCRO Aging Information Committee’s resources page.


Health Disclaimer: The information provided in this guide is for educational purposes only and is not intended as medical advice. Always consult with a healthcare professional before making any decisions regarding your health. The NCRO and the Aging Information Committee do not assume responsibility for any medical decisions made based on the information contained in this document.

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How to Use Email & Video Calls to Stay in Touch with Family

by Dale Koch
Retirement can be one of the most rewarding phases of life. You finally have time to relax, travel, or pick up that hobby you’ve been meaning to explore. But one thing many retirees share is the desire to stay close to family, especially if they live far away. Fortunately, modern technology makes it easier than ever to stay connected—no matter the distance. Two of the best tools for keeping in touch are email and video calls. Here’s how you can make the most of both.
 

Email: The New Letter Writing

Remember when writing a letter was the best way to stay in touch with loved ones? Email is today’s version of that—and it’s faster, easier, and more reliable.
Getting Started:

All you need is an email account, which is free from services like Gmail (Google), Yahoo Mail, or Outlook (Microsoft). Once you have your email set up, you can write messages and send them instantly.

Why Email Is Great:

  • No time zone issues – You can send and read messages whenever you like.
  • Photos & attachments – Easily send pictures of the grandkids, family events, or even important documents.
  • Easy organization – Keep your inbox tidy with folders or labels.

Tip: Make it a habit to check your email once a day. It’s a great way to stay updated with family news and greetings.

Video Calls: Face-to-Face, No Matter the Miles

There’s nothing like seeing the smiles of loved ones in real time. Video calling apps let you talk and see each other just like you’re in the same room.
Top Apps to Try:
  1. Zoom – Great for family gatherings, birthdays, or just saying hello.
  2. FaceTime – Perfect if you and your family use Apple devices.
  3. Google Meet – Simple to use and works with your Gmail account.
  4. WhatsApp or Facebook Messenger – Easy for quick one-on-one chats on your smartphone.

How to Use Video Calling:

  • You’ll need a device with a camera—like a smartphone, tablet, or laptop.
  • Most apps are free to use and guide you step-by-step when you first open them.
  • Simply click the contact’s name and press “Video Call.”

Don’t worry if it feels awkward the first time. Like anything new, it gets easier with a little practice.

Tips for Making it Enjoyable

  • Set a regular day/time to connect – This gives you and your family something to look forward to.
  • Share something fun – A story from the past, a recent photo, or a recipe you love.
  • Include the grandkids – They can show you their toys, homework, or even give you a tour of their room!

You can also attend virtual events together—like online concerts, church services, or book clubs—via video call.

Safety First

A quick note: Always be cautious of suspicious emails or calls. If a message asks for personal information or seems “off,” double-check with a family member before responding. And never click on links from people you don’t know.

You’re Not Alone

Technology may seem intimidating at first but remember you’re never too old to learn. And you’re not alone. If you’re part of the NCRO or know another retiree who’s tech-savvy, don’t hesitate to ask for help.
 
Staying connected doesn’t require being a tech expert—just a little curiosity and practice. Whether it’s a birthday greeting by email or a Sunday morning video call with your kids, these tools can help keep your relationships strong and full of joy.
 

From all of us on the NCRO IT Team, we’re here to help you make technology a friendly part of your life. If you have questions, reach out—we’d be happy to guide you.

Stay connected, stay curious!

 
— Dale Koch
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AgingAging Information Committee BlogBlog

Retirement Travel on a Budget: Best Road Trips for Chrysler Retirees in 2025

by Dale Koch

Retirement is the perfect time to hit the open road and explore the country at your own pace. If you’re a Chrysler retiree or simply love the thrill of a great road trip, 2025 offers plenty of budget-friendly adventures.

Whether you’re cruising in a Chrysler 300, Pacifica, or a classic model, these carefully selected routes and money-saving tips will help you make the most of your travels without breaking the bank.
 

1. Affordable & Scenic Road Trip Destinations for Retirees

The Blue Ridge Parkway (Virginia to North Carolina)

Known as “America’s Favorite Drive,” this 469-mile route offers breathtaking mountain views, charming small towns, and plenty of pull-off spots for photos. Best of all—no entrance fees!
  • Why Chrysler Retirees Will Love It: Smooth, well-maintained roads are ideal for a comfortable ride in a Chrysler sedan or SUV.
  • Senior Discounts: National Park Service’s Senior Pass ($20 for lifetime access) grants free entry to nearby parks.

Route 66 (Illinois to California)

A legendary road trip full of nostalgia, retro diners, and quirky roadside attractions. Since you’re on a budget, focus on key stretches like Arizona’s Petrified Forest or Oklahoma’s historic stops.
  • Chrysler Connection: Many classic cars, including vintage Chryslers, have cruised this route—perfect for car enthusiasts!
  • Savings Tip: Many museums and attractions offer senior discounts (10-15% off).

The Great River Road (Minnesota to Louisiana)

Follow the Mississippi River through 10 states, with scenic overlooks, riverboat tours, and charming B&Bs.
  • Best for: Retirees who enjoy history and relaxed driving.
  • Budget-Friendly Stay: Look for AARP hotel discounts (Marriott, Best Western, etc.).

The Road to Hana (Maui, Hawaii)

This legendary 64-mile coastal drive features 600 curves, 54 bridges, and stunning waterfalls. Perfect for retirees who want:

  • Leisurely pacing (take 2-3 days to enjoy stops)

  • Senior-friendly hikes (like Twin Falls or Wai’anapanapa’s black sand beach)

  • Chrysler perks: Comfortable rides in a Pacifica’s spacious cabin for picnic stops

Budget tip: Rent a car with AARP discounts and pack lunch to avoid pricey tourist spots.

2. Road-Tripping in a Chrysler: Tips for Comfort & Savings

Vehicle Prep for Long Drives
  • Check your tires, oil, and brakes before departure—Chrysler’s Uconnect system can help monitor vehicle health.
  • Pack light but smart: Use the spacious trunk of a Chrysler 300 or Pacifica for luggage, coolers, and emergency supplies.
Gas-Saving Strategies
  • Use apps like GasBuddy to find the cheapest fuel along your route.
  • Cruise control improves fuel efficiency—a feature many Chrysler models offer.
Senior Discounts on Lodging & Dining
  • AARP members save at Denny’s, IHOP, and Choice Hotels.
  • State tourism offices often have free travel guides with coupons.

3. Packing Essentials for Retirees

Since comfort is key, here’s a checklist:
✔ Medications & first-aid kit
✔ Reusable water bottle & healthy snacks
✔ Phone mount & charger (for GPS navigation)
✔ National Parks Senior Pass (if visiting parks)
✔ Comfortable walking shoes
 

4. Bonus: Chrysler Retiree Meet-Up Spots

If you’re part of the National Chrysler Retirement Organization, check for:
  • Car shows along your route (great for networking).
  • Chrysler enthusiast clubs that host road trip events.
Final Thoughts:
 
Retirement is your time to explore, and with smart planning, you can enjoy unforgettable road trips without overspending. Whether you’re reliving the glory days of Chrysler’s classic cars or enjoying modern comforts in a new model, the open road awaits!
 
What’s your dream retirement road trip? Share in the comments below!
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BlogMembershipMembership Committee Blog

The Value of NCRO Membership: What’s in It for You?

by Pete Piccinato

JOIN the NCRO

The National Chrysler Retirement Organization connects you with fellow retirees who share your pride in Chrysler's legacy. Enjoy exclusive benefits like healthcare resources, breakfast meetings and a user-friendly website. Stay updated on pension news, attend special events, and build friendships with those who understand your career journey. Keep the Chrysler spirit strong in retirement! 
JOIN

Joining the National Chrysler Retirement Organization (NCRO) opens the door to a wealth of benefits, resources, and opportunities designed to support and enhance your life as a retiree. Whether you are new to retirement or a seasoned expert, NCRO membership ensures you are informed, connected, and empowered to navigate the next chapter of your life. Here’s why being part of NCRO is a valuable decision:

Advocacy for Retiree Rights

NCRO is dedicated to protecting the rights and benefits of retirees. Our leadership team actively monitors legislative and corporate actions that may impact pensions, healthcare, and other retiree benefits. Through consistent advocacy, NCRO ensures that your voice is heard and your interests are represented at the highest levels.

Expert Resources and Information

Our members gain exclusive access to:

  • Health and Wellness Guidance: Stay informed about Medicare updates, healthcare plans, and tips for maintaining your health.

  • Financial Planning Support: From managing your pension to tax tips, we offer resources to help secure your financial future.

  • Legal Assistance: Gain insight into estate planning, trusts, and wills with our educational materials and expert recommendations.

Networking and Community

Retirement doesn’t mean losing connections—it means creating new ones! NCRO offers:

  • Local and National Events: Engage with fellow retirees through social gatherings, webinars, and workshops.

  • Special Interest Groups: Explore hobbies and interests while forming meaningful friendships.

  • Newsletter Access: Stay up to date with our monthly newsletter packed with tips, updates, and member stories.

Technology Tips and Support

Navigate today’s digital world with ease through our curated technology tips. Whether you’re an Android or iOS user, our IT Team’s monthly updates help you stay connected, secure, and tech-savvy.

Opportunities to Give Back

Through volunteering and mentoring, you can contribute your time and expertise to support the NCRO community and beyond. It’s a rewarding way to stay active and make a difference.

Health and Aging Events

Learn from professionals on topics related to aging gracefully, managing chronic conditions, and maintaining mental and physical health. Our workshops and webinars keep you informed and empowered.

How to Join or Renew Your Membership Becoming an NCRO member is easy! Visit our website, www.ncro.org, and follow the membership instructions. Renewals can also be completed online to ensure uninterrupted access to all the benefits NCRO provides.

Take advantage of this incredible opportunity to stay informed, connected, and supported during retirement. Together, we are stronger, and NCRO is here to make your retirement years truly fulfilling.

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The HillThe NCROWashington DC

Jay Kuhnie, NRLN Vice President – Legislative Affairs, Goes to Washington, DC to advocate important NRLN issues.

by NCRO

NRLN Review, Summary for March 2025 

The NRLN Review provides a monthly report on National Retiree Legislative Network actions, events in Congress and important retirement news. 


Lobbying in Washington, DC for Important NRLN Issues on March 17 and 18, Bill Kadereit, NRLN President, Jay Kuhnie, NRLN Vice President – Legislative Affairs, joined Alyson Parker, NRLN Executive Director, in Washington, DC to advocate important NRLN issues. 
 
  1. Get the NRLN pension protection statute on de-risking (Pension Risk Transfer) into a bill and passed. Derisking is when pension plans are switched to an insurance company annuity. Foremost among the protections the NRLN wants is our statute proposal that an annuity contract must include full reinsurance of pension payments.  
  2. Get Congress and/or the Centers for Medicare and Medicaid (CMS) to enforce existing federal laws for Medicare Guaranteed Issue Rights (GIR) and Special Enrollment Period (SEP). When healthcare insurance ceases or is terminated federal law requires plan participants to be informed of their GIR and eligibility for an SEP. A GIR prohibits insurance companies from denying coverage or overcharging an applicant for a Medigap or MA policy, regardless of pre-existing health conditions. A SEP allows one to shop for the best deal possible for a Medigap or MA plan.  
  3. While on The Hill we heard considerable talk about the actions the administration is taking on staffing reductions to Social Security and Medicare. We are concerned about the outcry that the Social Security Administration is cutting 7,000 employees, closing offices and requiring seniors to go to an SSA office to sign up and verify personal identity.  
A March 27 announcement stated that the Centers for Medicare and Medicaid Services (CMS) cuts will be 300 of the 10,000 employees to be eliminated by the Health and Human Services (HHS) agency but will not impact Medicare and Medicaid services. The NRLN will be addressing the impact of Social Security and CMS employee reductions on retiree services and benefits in April and May.  
 
Meetings were held with Committee staff members for the Senate’s Committee on Finance and Committee on Health, Education, Labor and Pensions. On the House side there were meetings with Committee staff members for the Committee on Ways and Means and the Committee on Energy and Commerce plus a staff member for a Representative who has often introduced bills on retirement healthcare.  
 
Bill, Jay and Alyson also met with staff members at the CMS headquarters in Woodlawn, Maryland, a suburb of western Baltimore County about the need for federal action on GIR notifications. They noted that leading insurance companies including Cigna terminated plan coverage for 1.1 million Medicare Advantage (MA) plan participants in January 2025. About 60% of them did not receive notice letters and many letters did not include GIR protection. According to insurance companies, the reason MA plans were terminated is that they were losing money. Cigna sold its entire MA plan business, closing the deal in March 2025. 
 
The NRLN has said that private MA plans have failed to compete financially with Original Medicare Fee-for Service and that as MA participants get older and need more care the situation will worsen on dropping enrollees. CMS must step-up to protect GIR rights. It is inevitable that the cost squeeze will either force an explosion of MA terminations or an explosion of out-of-pocket, copay, premium and deductible costs that will be dumped in MA plan participants laps. 
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